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	<title>All Things Gift Card &#187; Laws &amp; Terms</title>
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	<link>http://www.allthingsgiftcard.com</link>
	<description>Discussion on all things about gift cards, such as innovations, trends, laws, resale value, metrics, and more.</description>
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		<title>National Gift Card Regulation Goes Into Effect Today</title>
		<link>http://www.allthingsgiftcard.com/2010/08/national-gift-card-regulation-goes-into-effect-today/</link>
		<comments>http://www.allthingsgiftcard.com/2010/08/national-gift-card-regulation-goes-into-effect-today/#comments</comments>
		<pubDate>Sun, 22 Aug 2010 07:10:36 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Laws & Terms]]></category>
		<category><![CDATA[law]]></category>

		<guid isPermaLink="false">http://www.allthingsgiftcard.com/?p=310</guid>
		<description><![CDATA[The modern plastic gift card was introduced in 1995. In those early days, merchants could dictate the term and condition without any government oversight. Gradually, a patchwork of state laws sprung up to offer consumers some protection. Unfortunately, there was no uniformity governing prepaid card’s expiration date, fees, and redemption, which left both consumers and [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>US Federal Gift Card Disclosure Deadline Extended</title>
		<link>http://www.allthingsgiftcard.com/2010/07/us-federal-gift-card-disclosure-deadline-extended/</link>
		<comments>http://www.allthingsgiftcard.com/2010/07/us-federal-gift-card-disclosure-deadline-extended/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 21:30:30 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Laws & Terms]]></category>

		<guid isPermaLink="false">http://www.allthingsgiftcard.com/?p=198</guid>
		<description><![CDATA[Congress passed the ECO-Gift CARD Act (H.R. 5502) on July 13, 2010 as part of the financial reform bill. President Obama signed the financial reform bill into law on July 21, 2010. What does this mean for consumers and retailers? The act would only extend the deadline for retailers to implement the gift card disclosure [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Federal Gift Card Law Explained in Simple Terms</title>
		<link>http://www.allthingsgiftcard.com/2010/06/federal-gift-card-law-explained-in-simple-terms/</link>
		<comments>http://www.allthingsgiftcard.com/2010/06/federal-gift-card-law-explained-in-simple-terms/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 04:22:02 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Laws & Terms]]></category>

		<guid isPermaLink="false">http://www.allthingsgiftcard.com/?p=98</guid>
		<description><![CDATA[On May 22, 2009, the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009 was signed into law with a provision that amends the Electronic Funds Transfer Act with federal regulations governing gift card fees, expiration date, and relations to state laws. One year later, consumers are still confused about what protections and rights [...]]]></description>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Simon Loses Appeal on State Gift Card Law</title>
		<link>http://www.allthingsgiftcard.com/2007/10/simon-loses-appeal-on-state-gift-card-law/</link>
		<comments>http://www.allthingsgiftcard.com/2007/10/simon-loses-appeal-on-state-gift-card-law/#comments</comments>
		<pubDate>Fri, 26 Oct 2007 05:00:10 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Laws & Terms]]></category>

		<guid isPermaLink="false">http://www.allthingsgiftcard.com/2007/10/simons-loses-appeal-on-state-gift-card-law/</guid>
		<description><![CDATA[On October 19, 2007, the U.S. Court of Appeals for the Second Circuit issued an opinion that affirms the State of Connecticut&#8217;s right to ban fees on gift card. SPGGC is a subsidiary of Simon Property Group, Inc., which operates shopping malls in thirty states, including Connecticut, and sells pre-paid gift cards. SPGGC&#8217;s gift cards [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>California&#8217;s Gift Card Cash Redemption Law Approved</title>
		<link>http://www.allthingsgiftcard.com/2007/10/californias-gift-card-cash-redemption-law-approved/</link>
		<comments>http://www.allthingsgiftcard.com/2007/10/californias-gift-card-cash-redemption-law-approved/#comments</comments>
		<pubDate>Mon, 15 Oct 2007 13:49:41 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Laws & Terms]]></category>

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		<description><![CDATA[Incredible! Gov. Arnold Schwarzenegger on Saturday, October 13, 2007, signed California Senate Bill &#8216;SB 250&#8242; into law. Essentially, SB 250 amends Section 1749.5 of the Civil Code to &#8220;allow any gift certificate with a cash value of less than $10 to be redeemed in cash, as defined, for its cash value&#8221;. Currently, the only other [...]]]></description>
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		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Analysis of KPIX CBS5&#8242;s ConsumerWatch Story on Gift Card Loopholes</title>
		<link>http://www.allthingsgiftcard.com/2007/10/analysis-of-kpix-cbs5s-consumerwatch-story-on-gift-card-loopholes/</link>
		<comments>http://www.allthingsgiftcard.com/2007/10/analysis-of-kpix-cbs5s-consumerwatch-story-on-gift-card-loopholes/#comments</comments>
		<pubDate>Sat, 13 Oct 2007 01:30:08 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Analysis]]></category>
		<category><![CDATA[Laws & Terms]]></category>

		<guid isPermaLink="false">http://www.allthingsgiftcard.com/2007/10/analysis-of-kpix-cbs5s-consumerwatch-story-on-gift-card-loopholes/</guid>
		<description><![CDATA[On October 9, 2007, KPIX CBS5 aired a segment and provided an article on loopholes in California law that allows gift cards to expire. As with most news segments now a days, the factual information was pushed to the end of the segment. Surprisingly, the website article failed to mention what those loopholes are. Instead [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>You Can Buy iTunes Gift Cards with iPhone $100 Apple Store Credit</title>
		<link>http://www.allthingsgiftcard.com/2007/09/can-not-use-iphone-100-apple-store-credit-to-buy-itunes-gift-cards/</link>
		<comments>http://www.allthingsgiftcard.com/2007/09/can-not-use-iphone-100-apple-store-credit-to-buy-itunes-gift-cards/#comments</comments>
		<pubDate>Mon, 24 Sep 2007 04:36:55 +0000</pubDate>
		<dc:creator>Alex</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Laws & Terms]]></category>

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		<description><![CDATA[After some initial confusion, it seems that you CAN use the $100 Apple store credit to purchase iTunes gift cards both online and in retail stores. iPhone customers who purchased a phone from June 29, 2007 to August 21,207 were given a refund for $100 Apple store credit. Initially, there was confusion on whether you [...]]]></description>
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		<slash:comments>0</slash:comments>
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